When you contact our office during regular business hours, you will speak to an actual person. No more stumbling through irritating phone prompts. Our Services include the personal touch. Our expertise encompasses the service and sale of the following product lines:

Personal Lines Home, Auto, Renters, Recreational Vehicles, Etc.

We have a well diversified and competitive book of company products for both standard and substandard lines of Personal Home, Auto, Motorcycle, Recreational Vehicle, Mobile Home, Renters, and Umbrella policies. Companies for Standard lines include IMT, Wadena, Safeco, Hartford, and Hagerty. Our Substandard Lines are issued directly through Progressive (Drive), Unitrin, Foremost, North Point. In specific circumstances, we will broker out a piece of business to accommodate client needs.

Commercial Lines

Independent Insurance Services, Inc. offers all lines of Commercial Business insurance including, but not limited to, Workman’s Compensation, General Liability, Commercial Auto, Umbrellas, Inland Marine, Bonds, Liquor Liability, and Commercial Property. Some of the companies we represent for Commercial products are IMT, Safeco, First Western, and Progressive (Commercial Auto Only). Due to the complexity of commercial business, we have the ability to broker out business that we are having a difficult time placing. We have several broker affiliations that represent dozens of commercial lines companies, and we are confident we can compete with any commercial policy you may have.

Life & Health Insurance

We carry most lines of life and health insurance products including but not limited to; 

Health

Long Term Care, Medicare Supplements, Medicare Advantage Plans, Major Medicals, Hospital Indemnity Plans, Medical Surgical Policies, and many more.

Life

Whole, Universal, Term, Simplified Issue Whole, Graded Death Benefit, and Single Premium Life insurance products. 

We carry products through companies such as Blue Cross Blue Shield, Conseco, Humana, Unicare, Pacificare, GTL, John Alden, Penn Treaty Network America, United American, Allianz, Indianapolis Life, American General, United Teacher Associates, National States, Central Reserve Life, and many more.

Annuities

We carry dozens of annuity products from the fixed and equity indexed lines. Companies are constantly updating and discontinuing specific products to shift with the market. Our goal is to insure that our clients are receiving the best possible product on the market for their particular situation. Some of the companies we currently represent for annuity products are Allianz, American National, AIG, Equitrust, and Fort Dearborn.